Bring your Mortgage to Bankinter throught our Mortgage Online Platform ‘BK Habitação Online’

Transferência Crédito Habitação

Full support of remortage costs…

  • Full support of transfer costs

    Transfer costs support**

    Exemption from initial fees and benefit from full refund of mortgage transfer costs, with a single condition, of a variable rate mortgage at the Bank of origin. Once the condition has been met and the credit** has been formalised with us, the total amount of the costs will be refunded to your current account. Simple and Fast.

  • More Advantages

    Advantages for you

    Additionally, you can get more benefits in the complementary loan:
    - Spread equal to Mortgage;
    - Free from Initial Fees.

Remortage to Bankinter now and earn.

Don't think twice and bring your mortgage to Bankinter now.

Take this opportunity and transfer your mortgage to Bankinter.

Decidedly more advantages



Representative Example

*Annual percentage rate of charge of 6,1% and 5,8%, financing of €150.000, variable annual nominal interest rate (Euribor 12 months, june 2024, of 3,650% plus Spread), Customer with 30 years, term of 25 years (300 instalments), guaranteed by mortgage on the property, with LTV of 70%. Includes total initial costs of €1.934,40, quarterly account maintenance fee of €20,80, annual home insurance premium of €255,00. Annual percentage rate of charge of 6,1% with a base spread of 1,60% and annual nominal interest rate of 5,250%, an average annual life insurance premium of €263,80 an instalment of €898,87 and a MTIC of €286.665,94. Annual percentage rate of charge of 5,8% with the effect of cross-selling, contracted spread of 1,25% and annual nominal interest rate of 4,900%, average annual life insurance premium of €259,82, monthly payment of €868,17 and MTIC of €277.355,30. Total or Partial Redemption Fee of 0,5%. Annual percentage rate of charge calculated according to Decree-Law No. 74-A/2017 of 23 June. The annual nominal interest rate applied may assume negative values depending on the evolution of the respective index factor. Subject to credit risk analysis.

** Full refund of the mortgage transfer costs, assuming a variable rate contract with the originator Credit Institution. 
This information does not dispense with consulting the pre-contractual and contractual information legally required from the Bank. Learn more at any Bankinter branch.

Decidedly more options

Get to know our offer in Mortgages.

A configuração é necessária


Live well, live more rested.


Because we are permanently exposed to risks that can affect our personal or family life, choosing Life Insurance is as important for protecting your Mortgage, as it is for your Life and your Family.That's why we want you to get to know Bankinter Seguros de Vida life insurances, that guarantees, as main cover, the risk of death of one or two Insured Persons, with the possibility of including the risk of disability, as complementary coverage.

For more information, please contact a Bankinter Branch.
Branch registered for the exercise of banking, financial activity, relating to the provision of investment and insurance mediation services in Portugal with the competent national supervisory authorities (Banco de Portugal – Registration No. 369 and Insurance and Pension Funds Supervisory Authority - Registration No. 0V-0028)
Bankinter, S.A. is an entity authorized and regulated by the Single Supervisory Mechanism (SSM) led by the European Central Bank (ECB) and Member of the Deposit Guarantee System, established in Spain, managed by the Fondo de Garantía de Depósitos de Entidades de Crédito (FGD).
Bankinter, S.A. – Sucursal em Portugal, registered with the Banco de Portugal under no. 269, as of intermediary does not assume risk coverage, does not conclude insurance contracts in its name and is not authorized to receive insurance premiums to be delivered to the insurer. Information about the mediator accessible at