Bankinter Mortgage - Promotional Fixed Rate

Bankinter makes available for your Mortgage Promotional Fixed Rate options with terms between 1 and 30 years.

If the world is constantly changing, choose a solution that gives you all the security. Bankinter Fixed Interest Rate.
The stability of paying the same instalment for a maximum period of 30 years.
Get to know our offer of Mortgages with Fixed Interest Rate and get a complete scenario through a simulation. 

The value of the Promotional Fixed Interest Rates only varies depending on the desired term.

You choose the term, we give you the rate:

• 2,75% for the first year;
• 2,75% for the first 2 years;
• 3,30% for the first 3 years;
• 3,30% for the first 4 years;
• 3,30% for the first 5 years;
• 3,50% for the first 10 years;
• 3,65% for the first 15 years;
• 3,65% for the first 20 years;
• 3,65% for the first 25 years;
• 3,65% for the first 30 years.

What conditions must be met to benefit from Fixed Rate mortgage?

• During the Promotional Fixed Rate period, in force during the initial years of the contract or during the full term, the fixed rate defined for the term is applied, without index and spread.
•  In the following period, until the end of the contract, the variable rate is applied, composed of the Euribor index at 3, 6 or 12 months plus spread. The spread is contractually predetermined. 
• The option for a Promotional Fixed Rate can be reconciled with full repayment of the remortgage costs, assuming a variable rate contract with the original Credit Institution. 

The Promotional Fixed Rate is available for:

• Values ​​of Promotional Fixed Rates for 1,2,3,4,5,10,15, 20, 25 and 30 years available for credit proposals submitted until october 31st 2026 and contracted until january 31st 2027.
• New Mortgage Loans, exclusively

* These values contain the compliance with cross selling products, namely Life Insurance, Home insurance and Salary Deposit. In the case of absence of subscription or maintenance of these products, the value of the promotional fixed rate will be adjusted accordingly.