BANKINTER CARDS

Credit and debit cards.

Bankinter Mobile App

Discover all the benefits of Bankinter Cards.

BK Debit Card

BK Debit Card

Your Visa debit card, besides the usual withdrawals from ATMs, allows you to make purchases in physical shops, online merchants and mobile phone applications in Portugal and abroad, always with total security. 
The debit card has Contactless technology and allows you to make payments with Apple Pay, all you need is to have the card active, an Apple device (iPhone, iPad, Apple Watch and MAC) in the latest versions and associate the card to the Apple Pay Wallet.

For your added security, the debit card has associated Personal Accident Insurance, valid as long as there is a travel and/or public transport ticket purchased with the card.

Debit card annual fee of €20 (plus stamp duty at the prevailing rate). 

 

Credit Cards

- Bankinter Consumer Finance Credit Cards are accepted by the MB and VISA networks.
- The Credit Cards have Contactless technology and allow you to make payments with Apple Pay, you just need to have the card active, an Apple device (iPhone, iPad, Apple Watch and MAC), in the latest versions and associate the card to the Apple Pay Wallet;
- Exemption from the €0.50 tax on refuelling at petrol stations;
- Flexibility of payment: between 3% and 100% of the amount owed, with a minimum of €7.5. Possibility of changing the payment option through Bankinter Individuals or Bankinter Mobile App.
 

BKCF BK POWER Card

card

Credit card free of charge (no annual fee). For complete information about other costs, please consult the current price list.
Whenever the credit limit assigned does not allow the payment of purchases by credit, Bankinter Consumer Finance may authorise the transaction to be made by debit, debiting the current account associated with the card, if this is duly provided.
For your added security, the BKCF BK POWER card has free Personal Accident Insurance: associated insurance provided that there is a travel and/or public transport ticket purchased with the card.
TAEG (Annual Percentage Rate of Charge) 17,4%. Example for a credit limit of €1.500, repayable in fixed monthly instalments of capital, plus interest and other charges over a 12-month period and at a TAN (Nominal Annual Rate) of 16,90%. Credit limit of up to €10.000. Subject to credit decision.

 

BKCF Premier Card

cards

Credit card with credit card availability fee (annual fee) of €15 (plus stamp duty at the rate in force). For full information on other costs, please consult the current price list.
Whenever the credit limit assigned does not allow the payment of purchases by credit, Bankinter Consumer Finance may authorise the transaction to be made by debit, debiting the current account associated with the card, if this is duly provided.
For your added security, the BKCF Premier card has 2 free insurances:
Personal Accident Insurance: associated insurance provided there is a travel and/or public transport ticket purchased with the card;
Travel Assistance Insurance: associated insurance as long as the trip is purchased with the card.
TAEG (Annual Percentage Rate of Charge) 17,4%. Example for a credit limit of €3.000, with repayment in fixed monthly instalments of capital, plus interest and other charges over a 12-month period and at a TAN (Nominal Annual Rate) of 15,70%. Credit limit of up to €30.000. Subject to credit decision.

 

BKCF Gold Card

cards

Card that can be used for debit or credit, according to your needs, with an annual credit card fee of €30 (plus stamp duty at the prevailing rate). 
For complete information about other costs, please consult the current price list.
For your added security, the Premier card has two free insurances:
Free Personal Accident Insurance: associated insurance provided there is a travel and/or public transport ticket purchased with the card;
Travel Assistance Insurance: associated insurance as long as the trip is purchased with the card.
TAEG (Annual Percentage Rate of Charge) 17,4%. Example for a credit limit of €3.000, with repayment in fixed monthly instalments of capital, plus interest and other charges, for a period of 12 months and at a TAN (Nominal Annual Rate) of 14,50%. Credit limit of up to €30.000. Subject to credit decision.

 



Financing product by Bankinter Consumer Finance, E.F.C., S.A. – Sucursal em Portugal with registered office at Praça Marquês de Pombal, n.º 13, 4.º andar, 1250-162 Lisboa, Tax ID Number 980575443, CRC Lisbon. Subject to credit decision.

Bankinter, S.A. – Sucursal em Portugal, registered with Banco de Portugal under no. 269, is acting as a credit intermediary for Bankinter Consumer Finance, E.F.C., S.A. – Sucursal em Portugal under no. 273.

Safety

For more information on associated insurance or to claim insurance, click here (documentation in portuguese).

For more information on Consumer Credit, consult the Portal do Cliente Bancário and the Todos Contam Portal.